Legal

Policies & Terms

Everything you need to know about how we operate and protect your data.

Refund Policy

Last updated: April 2026

Important: All payments made to SmartAccounts are final and non-refundable. Please read this policy carefully before purchasing.

No Refunds Policy

All payments made to SmartAccounts are final and non-refundable. Once a payment has been processed, we do not provide refunds under any circumstances.

Free Trial

We offer a 3-day free trial to all new users. During this period, you have full access to all features without providing any payment information. We strongly encourage you to thoroughly evaluate our service during the trial before making a purchase decision.

Use the trial wisely. Three full days — no credit card, no commitment. Test every feature before you subscribe.

Before You Purchase

Please review the following carefully before completing your purchase:

Exceptions

We reserve the right to issue refunds on a case-by-case basis in exceptional circumstances, entirely at our sole discretion. Such exceptions are rare and not guaranteed.

Questions Before Purchasing?

If you have any questions about our services or pricing before making a purchase, please reach out — we're happy to help.

Terms & Conditions

Last updated: April 2026

By using SmartAccounts ("Service"), you agree to these Terms & Conditions ("Terms"). Please read them carefully before creating an account or making a purchase.

1. Service Provision

1.1 Free Trial

We offer a 3-day free trial from the date of account creation with full access to all features. No payment information is required for the trial period.

1.2 Service Availability

Services are provided "as-is" without warranties of any kind. We strive for 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be announced in advance where possible.

1.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without prior notice. Significant changes will be communicated via email.

2. User Obligations

2.1 Account Information

You agree to provide accurate, current and complete information when creating your account, and to maintain the security of your login credentials. You are responsible for all activity under your account.

2.2 Acceptable Use

You agree not to use the Service for any illegal purpose, attempt to gain unauthorised access to our systems, interfere with the platform's operation, transmit malware or harmful code, or share your account credentials with others.

3. Payment Terms

3.1 Pricing

All prices are displayed in Indian Rupees (INR). Prices may change with notice, but changes will not affect the duration of any already-active subscription.

3.2 Payment Processing

Payments are processed through Razorpay. We do not store your credit card or banking information on our servers.

3.3 Subscription Renewal

Subscriptions cover the duration purchased and do not auto-renew. You will need to manually renew before your subscription expires to maintain uninterrupted access.

3.4 No Refunds

All payments are final and non-refundable. Please refer to our Refund Policy for full details.

4. Data & Privacy

Your use of the Service is governed by our Privacy Policy. By using SmartAccounts, you consent to the collection and use of information as described therein.

5. Intellectual Property

The Service, its design, content, features and functionality are owned by SmartAccounts and are protected by copyright, trademark and other applicable intellectual property laws.

6. Termination

We may terminate or suspend your account immediately and without notice if we believe you have violated these Terms, or engaged in conduct harmful to other users, third parties, or our business.

7. Limitation of Liability

SmartAccounts shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of or inability to use the Service.

8. Governing Law

These Terms are governed by the laws of India. Any disputes are subject to the exclusive jurisdiction of the courts of Gujarat, India.

9. Contact

For questions about these Terms, contact us at support@smartaccounts.in

Privacy Policy

Last updated: April 2026

SmartAccounts is committed to protecting your privacy. This Policy explains how we collect, use, store and safeguard your information when you use our Service.

1. Information We Collect

1.1 Information You Provide

1.2 Automatically Collected Information

2. How We Use Your Information

We use collected information to provide and maintain our Service that are being used for the smooth working of app.smartaccounts.in , process payments and send receipts, send service-related notifications, improve user experience, provide customer support, detect and prevent fraud, and comply with legal obligations.

3. Data Security

🔒 Your data is encrypted in transit (SSL/TLS) and at rest, stored on secure monitored servers, backed up regularly, and protected by strict access controls.

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties.

4.1 Trusted Service Providers

4.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests from authorities.

5. Data Retention

We retain your data for as long as your account is active or as needed to provide our services. After account termination, data may be retained for a reasonable period for backup, audit and legal compliance purposes.

6. Your Rights

To exercise these rights, email us at support@smartaccounts.in

7. Cookies

We use cookies to maintain your login session, remember preferences and analyse usage patterns. You can disable cookies in your browser settings, but this may affect platform functionality.

8. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Policy Updates

We may update this Privacy Policy periodically. We will notify you of significant changes via email or through the platform before changes take effect.

10. Contact Us

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